Business line of credit
Flexible access to working capital for recurring needs, seasonal swings, inventory, or unexpected expenses.
Learn more →Working capital for real businesses
Business funding built around how your business actually operates.
Star Capital Solutions helps business owners compare working-capital options, including lines of credit, term loans, and merchant cash advances. Tell us what you need, send the basic documents once, and we’ll work to find an option that fits your revenue, timing, and plans.
Applying does not obligate you to accept an offer. Confirm with counsel
SCCapital, made clear
Funding options
The right structure depends on the job the money needs to do.
A short-term opportunity and a long-term investment should not be financed the same way. We start with the use of funds, revenue pattern, and timeline.
Term loan
A set amount with a defined repayment schedule for planned investments such as equipment, expansion, or renovations.
Learn more →Revenue-based financing
Funding evaluated largely around business revenue and cash flow. Costs and payment frequency can differ materially from a loan.
Learn more →Why Star Capital
Straight answers before paperwork gets complicated.
Our job is to understand the business, prepare a complete file, and help you compare the terms in front of you.
One application.
Start with the core business and owner information funders use to review a request.
A complete file.
Upload recent statements securely so missing documents do not slow the first review.
Options explained plainly.
Amount, total payback, payment frequency, term, and any fees should be clear before you sign.
A real point of contact.
Call 645.202.4782 when you want to talk through the request.
How it works
From application to options in three steps.
STEP 01
Tell us about the business
Complete the application with your company, ownership, revenue, and funding-request details.
STEP 02
Upload recent statements
Send the most recent 3-6 months of complete business bank statements.
STEP 03
Review your options
We review the file, follow up if anything is missing, and discuss the options available.
Prepare once
A complete first submission saves time later.
- Most recent 3-6 months of complete business bank statements, downloaded as PDFs
- Recent card-processing statements, if the business accepts card payments
- Basic company and ownership information
- Requested amount and planned use of funds
Please do not email financial documents unless we give you an approved secure method.
Questions
Know what happens next.
What types of businesses do you work with?
We review requests from established businesses across a range of industries. Available products and terms depend on time in business, revenue, cash flow, industry, location, credit profile, and other underwriting factors.
How much can I request?
Request the amount the business needs and explain how it will be used. The amount available, if any, depends on the application, supporting documents, and the funding provider’s review.
What documents do I need?
Start with the application and the most recent 3-6 months of complete business bank statements. Processing statements may be needed if you accept cards.
Is Star Capital Solutions a lender?
Legal role to confirm Final disclosure will be added before launch.
Ready to see what may be available?
Funding options
Funding options for different stages of business.
There is no single best product for every business. The right fit depends on what the capital is for, how quickly it is needed, how revenue comes in, and what payment structure the business can support.
Business line of credit
A business line of credit can provide reusable access to capital up to an approved limit. It may make sense for inventory purchases, seasonal gaps, payroll timing, or other recurring working-capital needs.
Good questions to ask
- Is there a draw fee?
- When does interest begin?
- How often are payments due?
- Are there maintenance or unused-line fees?
Term loan
A term loan provides a lump sum with a stated repayment schedule. It may fit a defined project with a measurable cost, such as equipment, a new location, renovations, or a planned expansion.
Good questions to ask
- What is the annual percentage rate, if applicable?
- What is the full repayment amount?
- Is there a prepayment penalty or discount?
- Is collateral or a personal guarantee required?
Revenue-based financing / merchant cash advance
Revenue-based products are generally evaluated around deposits, sales, and cash flow. Payments may be daily or weekly and the transaction may use a factor rate rather than an interest rate. These products can be faster or more flexible than traditional bank credit, but they can also carry a higher cost.
Good questions to ask
- What is the purchase amount and total remittance amount?
- What percentage or fixed amount is collected, and how often?
- Can payments be reconciled if revenue falls?
- Does early payoff reduce the total cost?
Not sure which fits?
You do not need to pick a product before applying.
How it works
A clear process, with no document chase by email.
Submit the core information and recent statements through our secure application. We will confirm receipt, review the file, and tell you if anything else is needed.
01
Complete the application
Provide the business, owner, revenue, and funding-request information.
02
Upload securely
Upload complete PDFs for the most recent 3-6 months. Every page should be included.
03
We check the file
We look for missing fields or documents before presenting the request to a funding provider.
Review available terms
If one or more options are available, review the amount, cost, payment schedule, fees, security interests, guarantees, and early-payment terms before deciding.
Begin Secure ApplicationReviews
What business owners say.
Financing is personal. We do not publish a customer’s name, business, funding amount, or story without permission.
Approved customer stories will appear here.
We’ll only publish verified reviews with the customer’s permission. No filler quotes, invented names, or anonymous claims.
Reviews needed before launchContact
Questions before you apply?
Tell us what you are trying to fund, or call 645.202.4782.
Talk to a real person.
Do not attach bank statements, identification, or account information to this contact form. We will send the secure application link when you are ready.
Call 645.202.4782Privacy + terms
Your information deserves a clear policy.
Draft placeholder for review. Final policy and authorization language must reflect the selected form provider, funding partners, document retention, states served, credit process, and SMS practices, then be reviewed by counsel before launch.
What the final policy will cover
The information collected through the application, how uploaded documents are secured, who may access the application, when information may be shared with funding providers, how long records are kept, and how an applicant can request access or deletion where applicable.
Secure application prototype
Apply for business funding.
Complete the application and upload your most recent business bank statements. Most applicants should have 10-15 minutes available.
This is a review prototype. It does not transmit or save personal information or uploaded documents. Use dummy data only.
Step 1 of 6
Funding request
What does the business need?
Business information
Tell us about the company.
Revenue + banking
Give us the operating picture.
We will never ask for your online banking username or password in this form.
Authorized signer
Who owns and signs for the business?
Whether this is collected initially depends on the final funder workflow.
Documents
Upload recent statements.
Use original PDFs from the bank or processor. Include every page. Do not upload screenshots.
Business bank statements
3-6 recent, complete statements. Multiple PDF files supported.
No files selected
Anything else that may help (optional)
Add any supporting documents that may help us move quickly and reach the amount requested, such as processing statements, accounts receivable, a driver’s license image, tax returns, or contracts you want considered for a buyout.
PDF, JPG, or PNG. Because this may include sensitive ID or financial records, use this secure upload only. Never email these files.
Prototype only: files selected here stay in your browser and are not uploaded or saved.
Authorization
Review before signing.
Legal language pending. Counsel must approve the exact information-verification, funding-partner sharing, credit inquiry, electronic-signature, and contact authorizations before launch.